Home Generators
Standby Generac installations, sized and permitted, financed the same way as a cash purchase.
Financing
Financing: $0 Down, As Low As 0% APR
Finance generators, EV chargers, and electrical work through Synchrony with $0 down and rates as low as 0% APR. For qualified buyers.
Tell us what you're interested in and we'll call you back for a free quote
How Synchrony financing works
Generac, by 02 Energy offers financing through Synchrony on generators, EV chargers and electrical work. Qualified buyers can start their project with $0 down, and promotional plans run as low as 0% APR. Because every project is sized differently, we do not quote monthly payments online - we run the numbers with you at the free assessment, once we know the exact scope of your job.
Financing is entirely optional. You can pay in full at any point, and choosing to finance never changes the price on your written quote.
Apply online for Synchrony financing
Prequalify from your phone in minutes through our dealer-specific Synchrony link. Decisions often come back the same day, and applying never changes the price on your written quote.
How It Works
Starting at $0 down and 0% APR for qualified customers
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01
Apply
Apply for Synchrony financing at your free on-site assessment or by calling our office - whichever is easier.
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02
Get a decision
Synchrony reviews the application and returns a decision, often the same day.
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03
Start with $0 down
Approved buyers start their project with $0 down, alongside the same written quote we would give a cash buyer.
What You Can Finance
Financing applies across the work we do
EV Chargers
Home EV charger installs, from the unit to the circuit, covered under the same Synchrony plans.
Electrical Work
Panel upgrades, surge protection, EV-ready wiring and other permitted electrical projects qualify for the same financing.
Why Finance With Us
Why finance with Generac, by 02 Energy
Keep your cash
$0 down means your project starts without touching savings or a home equity line.
Lock today's pricing
Your written quote is set once approved - waiting to save up only delays the project, it does not lower the price.
One point of contact
The same office that quotes and installs your project also handles the financing conversation - no separate lender to chase.
Ready to see what you qualify for?
Book a free on-site assessment and we will walk you through financing options alongside your written quote.
Financing FAQs
Who qualifies for financing?
Financing is offered through Synchrony and is subject to credit approval. Qualified buyers can get $0 down and rates as low as 0% APR on a promotional plan.
Can I pay cash instead of financing?
Yes. Financing is an option, not a requirement. You can pay in full at any point in the process.
Does financing change the quoted price?
No. Your written quote is the same whether you finance or pay in full. Financing only changes how you pay it.
How do I apply?
You can apply online in minutes through the Synchrony application link on this page, at your free on-site assessment, or by calling our office. We walk you through the options and the numbers before you decide.
Financing subject to credit approval by Synchrony Bank. Terms and promotional rates vary by program.
Why Generac, by 02 Energy
What makes Generac, by 02 Energy different
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Premier Generac Dealer
Factory-trained crews installing the most trusted standby generator line in America.
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Backed by CPI
Our parent company brings in-house engineering and a project history in the tens of millions.
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Permits handled end to end
We pull the permits, schedule the inspections, and keep you updated until the township signs off.
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24-hour on-call line
Residential and commercial electrical emergencies answered around the clock, across New Jersey.
Book Your Free Assessment. Let's Talk About Your Project.
Tell us what you need and we'll call you back to schedule a free on-site assessment. Generator, EV charger, panel, or anything electrical.